Workers Compensation: Your Safety Net

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Workers Compensation: Your Safety Net

You put your heart and soul into your job, so it seems only fair that you should be protected from harm while you’re there. Most good employers do go out of their way to provide safety training and equipment to keep their workers safe and protected from any hazards. Federal agencies, like the Occupational Safety and Health Administration, also have standards in place for employers to follow to keep their workers safe. However, sometimes accidents happen anyway, and when they do, workers compensation is meant to be your safety net. Most of the time, if you follow your company’s procedures for filing a workers compensation claim, you’ll be paid with no trouble. However, I know from experience that it isn’t always that easy. I started this blog to help you learn what to do when your company or their insurance company denies your workers compensation claim.

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Exchanging Information About An Automobile Accident: Dos And Don'ts

The first few moments after an automobile accident are scary and confusing, especially if you or a loved one suffered minor injuries. After ensuring no one needs immediate medical attention, you need to exchange information with the other driver. This information is critical to file a police report, a report to your insurance provider, and if the damage to your vehicle is severe, a lawsuit against the other driver.

Here are some dos and don'ts to keep in mind, while you exchange information with the other driver.

Do Remain Calm While Approaching the Driver

Tempers are running high after an accident, and you don't know how the other driver will react. Always walk toward the other driver slowly and calmly. This will show that you are not looking for a confrontation. If the other driver is belligerent, do not allow their anger to impact your reaction. Contact the authorities any time during this interaction if you do not feel comfortable.

You are not obligated to interact with the other driver if they are placing you in danger. Allow the police to talk to the other driver and gather their information for you.

Don't Admit Any Fault

No matter if the accident was clearly your fault or the driver hit you, do not ever admit that your actions were the cause of the accident. Never apologize or tell the other driver that you are going to cover all of their costs. Instead, inquire if the other driver is alright and if you need to call an ambulance.

The other driver could be advised by their attorney to use your admission of guilt or blatant admonition of your fault as grounds for a lawsuit, even if the accident was not your fault. This could place your financial future at great risk.

Do Make Sure You Get the Right Information

Finally, during the commotion of the accident aftermath, it is critical to ensure you get all the necessary information from the other driver to file an insurance claim, or if necessary, provide this information to your auto accident attorney. Get the other driver's name, telephone number, the name of their insurance company, and a secondary phone number where they can be reached, such as a spouse or work phone number.

Write all of this information down and keep a copy for yourself. Provide a copy for your insurance provider and a copy for your attorney as well.

From approaching cautiously to never admitting you are at fault, there are several dos and don'ts to keep in mind when talking to the other driver after an accident. To learn more, contact a law office like Carter & Fulton, P.S.